Well whenever i think of or in process of thinking that i have money to spend for this month, but as soon as i check my banking account no money, in fact the balance is in negative.
Everyone have heard of this statement so often and some times its true and some times it is not true. But think about the case when it is true: people don't have any money in the account and they think they have.
Don't you think this is because they don't know how to spend or how to utilize money or the amount of money earned by the individual.
Today my topic is very serious and to the point.
My question is how can a person utilize their money in efficient way? is there a formula that you can spend money and left with some?
If there is answer to these question please do reply and answer it. Because it will help you and others in their life and people who have always suffer due to having problem in handling money and account.
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